Widening the Lens

 Life and new learning sometimes collide in interesting and mysterious ways.  Sometimes the monotony of the still moments in life sends us on a quest for new learning, and sometimes new learning sends us into a spiral of activity that puts new spice back into life.

Sometime in the early 2020 timeframe, I found myself at home, sick, laying on the couch, and watching the PBS pledge drive.  You know things are bad when you are watching a pledge drive.  During this particular pledge drive, Suze Orman was the featured presenter and she was talking about retirement.  If I remember right, she was talking about one of her new books - the Ultimate Retirement Guide.  

I was listening to every other sentence as I dozed in and out on the couch when I heard her say, “don’t stuff all your money into the walls of your house.”  Hmmm, don’t stuff all your money into the walls of your house!?  Is that what we are doing?  What is our plan?  WHAT ARE WE DOING?  Should we have a plan?  How the heck are we going to retire?  What does retirement even mean to us?  YIKES!

Wow - that moment triggered an entire avalanche of new thinking, reading, researching and activity that has pretty much transformed our entire way of thinking.  Now, I like Suze Orman, but this was only the tipping point and the catalyst for seeking answers for a whole lot of questions.

The next few years were quite challenging as we entered the pandemic, and life as we knew  it changed.  It was during that time that I developed the mantra, “creating options.”  My partner and I had no idea what the future would hold, but we knew we wanted to have options coming out the other side of it.  We were lucky enough to refinance our house before the interest rates increased drastically, and we took Suze’s advice and didn’t stuff the money into the walls.  Instead, we set out to invest this money to create new options.

On this journey of new learning, I stumbled upon a video by JL Collins that further changed my thinking and triggered the next avalanche of transformation.  The impact that JL has had on my life and my thinking is difficult to put into words.  Financial independence (FI), retire early (RE), reducing one's footprint, simplifying, changing life phases, new learning and adventure.  It is as if JL was able to take numerous themes that have been present at various points in my life and make them relatable, approachable and achievable.  I went on to read the Simple Path to Wealth, and through this I learned about the 4% rule and various other guidelines that have enabled me to plan for the future.  And, if you are going to plan for the future then you have to contemplate the future, and that’s where things get really interesting.

My goal for this blog is to widen the lens and share more about this journey we are on and our quest for wealth.  A wealth of new experiences, options and opportunities.  I will share some of our techniques and how we are working towards financial independence.  Plus, you can count on continuing to see content around our home projects, woodworking efforts, gardening and travels.  Thank you for reading.

The 2023 Chapter

 It has been a very long hiatus from this blog - but much progress has been made on a number of fronts.  Our interests and the complexities of life have taken us in many different directions lately, and often what we have to share and discuss don’t seem like a natural fit for this blog.  However, on deeper reflection they do align to this blog since it has always been about learning, building, transforming and simplifying.

Therefore, my goal is to take this blog in a lifestyle direction and share more about our ambitions and path.  In addition, I’ll work to increase posts about many of the topics that I love, such as woodworking, restoration, gardening, etc.

2023 was an absolutely transformative year.  When we bought the house that we are currently in we actually bought 2 houses.  The back house is a sunroom or better known as an additional dwelling unit (ADU).  The property came with a whole host of complexities that I cannot even begin to describe here in this blog post.  Nonetheless, it took us nearly four years to overcome and undo some of the misfortunes that plagued this property in the past.  Both houses had been seriously cut up, neglected and treated as flop houses drawing many characters throughout the years each leaving a deep imprint.  By the time we bought the property and stepped in the back house had suffered the most neglect and was in complete disrepair. 

Well, all that changed in 2023.  Finally, we were presented with an opportunity to shift our focus and bring this 700 square foot house back from the brink.  We set out on a huge project, one that nearly consumed us and tested all of our skills.  We hired out only the things we absolutely couldn’t do  and did all the rest of the work ourselves.  We did our best to bring back the character of the approximately 110 year old house.  The end goal was to rent out this house as it is an important piece of our overall lifestyle plan (more on that in future posts).  However, we knew that we wanted to attract the right tenant, one that has an appreciation for some of the nicer things a cared for historic home has to offer beyond the “landlord white” experience offered by most other rentals.

Here are the results -

Before:

After:

Here it is March, 2024 - and I am pleased to report that our work is paying off. The most difficult part of this project has been completing it. We are happy that it is done, but the work that went into it was so deeply satisfying that it has been difficult to move beyond it. There is nothing more satisfying than seeing a big project like this through to the end. I cannot begin to describe all the skills and life lessons learned. We look forward to the next big thing!